Well, with babe #3 on the way and a 5 seats 3 door 92 minivan we decided that a ew car would be a good thing. I am not too happy about getting a minivan again but I am pretty sure that we are not finished having kids so I don’t want to be stuck in 2-3 years having to change cars again…

So, minivan it is…

I would have rather have had a four door but I found a 3 door in good condition at a good price and was able to get a 2000 which is 8 years better then our previous van…

We did have a bit of trouble getting financing at first (we have a great credit rating, just a lot of debt) but then we changed banks and got a better deal then we could have hoped for.

We were able to concolidate a few things with an equity loan which got rid of most of the debt that we had, the car was included in that and will be saving money eack month. Also, instead of having our home loan with 23 years left on the term we now have 20 so we will be saving interest in the long run and our debt will go down more quickly, or at least in an easier way for us…
I am also working on getting a better budget and saving money were we can… we had a cell phone and I got it cancelled. I was about to cancel our cable but instead got a better deal for a few months (what we had + movies for half of the price that we were paying before)… after that we can cancel or try to get a deal again… At the end of August there is a weekend that we are allowd to have a garage sale without a permit so I will try to do that also to get rid of a few things and get some money…
So in a few months when babe #3 gets here and with Simon at home for 7 months we will be able to make it more easily then we were doing just last month… Things have been a bit stressful lately and I was getting really worried about when Simon would be talking off from work since we will be living with 75% of his income for 7 months… but now I am certain that we can make it without worries 🙂